Welcome to The Jay Mitchell Mortgage Team of Fairway Independent Mortgage. Jay has been a mortgage planner since 1992, and has received the highest honors from The Mortgage Bankers Association.

We specialize in the following types of mortgages:

Purchase Loans for primary residences, second homes, and investment properties.
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Refinances of current mortgages to lower rates or reduce terms

Cash out Refinances

Rehabilitation loans to remodel your home, or purchase and remodel

Reverse Mortgages for Seniors 62 years of age and older

We are specialists at FHA, VA, and USDA Loans

Georgia Residential Mortgage Licensee # 21158 NMLS # 153557

Check mark Use one of our simple loan application options to

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.